You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]
Home Buying
You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]
February 3, 2023 by in Home Buying

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] Simplifying The Market

Some Highlights

  • Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
  • And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.

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Pre-Approval in 2023: What You Need To Know
Home Buying
Pre-Approval in 2023: What You Need To Know
January 19, 2023 by in Home Buying

Pre-Approval in 2023: What You Need To Know Simplifying The MarketOne of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains:

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Think Twice Before Waiting for 3% Mortgage Rates
Home Buying
Think Twice Before Waiting for 3% Mortgage Rates
January 17, 2023 by in Home Buying

Think Twice Before Waiting for 3% Mortgage Rates Simplifying The MarketLast year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their plans.

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